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How to make legit money on PiggyVest

I know you will be wondering why I said you should stop saving your money in the bank.

Some weeks ago, I had some money in my bank account.

I was just laying there, my bank refused to give me interest, instead they kept debiting me for annoying charges, SMS today, ATM maintenance tomorrow, VAT next tomorrow.

My hard earn naira and kobo was reducing. So I started to think of the best way to chest the banking system.

One fateful day, I enter bank and told the cashier "My money or your life"? 😂

But before that day, a friend of mine told me of an online platform called PiggyVest that pays people that save with them

She told me new user's get 1,000 naira bonus for joining

I thought it was a lie, because i registered but no bonus, why because I try to be smart, I registered without her referral link.

I immediately opened another with a different gmail and phone number and I was shocked to see the #1,000 bonus right in my account.

So i decided to invite someone so as to be very sure they will give me referral bonus and I was amazed after seeing another #1,000.

I said to myself "Omoh this one na free affiliate marketing oh"!

Can bank give you money for creating an account with them or referring people?

My dear it's a NO.

Even on your birthday, bank will only send you a happy birthday message (That's if they remember you seff😂) 

What Is PiggyVest All About

PiggyVest formerly called"Piggyback. ng" is an online Savings and Investment platform/app that helps you Save and Invest your money easily.

With Piggyvest, you can quit spending unnecessarily and save funds which you you would prefer not to touch till when needed.

Piggyvest to is a very popular website/app.

If you're a businessman owner or an Individual, you can make more money with Piggyvest and manage your money and also earn huge interest on your savings and Investment.

As a business owner or individual using PiggyVest, you can control excessive spending by locking away funds that you do not want to touch for a particular period of time using SAFE LOCK.

You have the option of saving small sums of money on a regular basis (this could be daily, may be weekly, or even monthly) with a specific target or towards a particular objective.

This app gives users the opportunity to invest their funds in a wide variety of projects that would yield up to a 25% return on their investment within a small period of 8 months or a little longer. Saving money will earn you up to 13% interest.

Piggyvest Dashboard

How can i make money with Piggy Vest in Nigeria?

There are 3 main ways to make money with Piggy Vest in Nigeria

SAVINGS- Earn up to 13% annual Interest from saving annually

INVESTMENT- Earn up to 25% Returns on Investments annually

BONUS-Referral programs – click here now to sign up for free and get 1000 credited to your account Instantly!

Core Savings Interest is accumulated daily on your balance, and paid monthly (This is available from the 1st of every month).

SafeLock- Interest is paid upfront into your Flex account. You can access the interest immediately for free.

Target Savings- Interest here is accrued everyday, this would reflect on your target dashboard, and payment is available at the end of your target period.

There are a variety of ways to save money in PiggyVest. You have the option of saving as an individual or collectively as a group. You can save with anyone e.g. your wife, brother, friends etc. When you save all of the little money you waste every day, week, or month, it adds up to a large sum. It’s a smart idea to save for rainy days.

How Safe Is It To Save/ Invest With PiggyVest

As at time they were, they operated in partnership with 2 Microfinance banks and whose licenses were used.

In 2018 however, they acquired Gold Microfinance bank and its license. They are also a registered cooperative [Piggytech Cooperative Multipurpose Society Limited (with registration number: 16555)]. 

More so, all saved funds are warehoused with and managed by AIICO Capital, the leading asset management company in Nigeria. AIICO Capital is registered and licensed by the Securities and Exchange Commission (SEC) which is extremely safe and guaranteed. A part of the returns is paid to Piggyvest Users as interests accrued on their savings.

How Do I Withdraw My Savings On PiggyVest

User can make withdrawal of their savings for FREE but only on set Withdrawal dates.

Piggyvest FREE withdrawal dates are:

31st March

30th June

30th September

31st December.

You can also set your own FREE withdrawal dates, if you do so, the next FREE date must be exactly three (3) months after the last free withdrawal date. If however, you decide to make withdrawals on dates order than the free withdrawal dates, it would attract a penalty of 2.5% fee to be deducted from the amount withdrawn.

After a withdrawal request is made, the funds would be sent to your provided bank account instantly [not more than three (3) hours.

What Are PiggyPoints

PiggyPoints is also a way PiggyVest rewards users when they save consistently. This means that the more you save in your Piggybank and Target wallet the more points you earn. 1 Piggy point is equal toN10.

This starts when you save at least N2000 from your debit card to your Piggybank or Target wallet ONLY.

N2000 – N4999 = 1 point

N5000 – N9999 = 2 points

N10000 – N49999 = 10 points

N50000 – N99999 = 25 points

N100000 and above = 55 points

PiggyVest Referral Program

PiggyVest also rewards her users who refer friends and families or others to sign up with them. How does this works?  When someone signs up to PiggyVest with your referral link, you and the person referred would earn N1000, that is to say, if you refer Mr A and he signs up with your referral link, you will earn #1,000 and Mr A will also earn #1,000. this earnings is paid into your “SafeLock”. The SafeLock matures to your Flex Naira wallet, 10days after the user referred is marked ‘Valid’

New Piggyvest users are considered valid, when they:

Link their BVN and also fund their Flex Naira wallet with a minimum of N100 via a direct bank transfer to their flex account number

Fund any other two wallets with at least N1000 each. This could be Piggybank, Safelock, or Target savings wallet.

After these, the referral bonuses would be unlocked and sent to your flex account at the date of maturity.

I know you will be like But why BVN?

Don't be scared, BVN is required to validate the identity of a user and also to kick against identity theft. This helps to ensure another level of safety of your funds or transactions. It also unlocks other features to enable you make transfer to other Piggyvest user(s) from your Flex Account.

Sign up with my referral link and get ₦1,000 to start your own savings and investment journey.

Sign Up Now >>>

Don't try to act smart like I did before by signing up without a referral link, if you do then no bonus for you

How Do I Save Money On PiggyVest

Account Creation

Account creation in PiggyVest is very easy and can be achieved in less than 2 minutes, simply by inputting your full name, email, phone number and password in the account creation form. Start by creating a FREE Account at

Choose A Saving Option That Suits You

After your account creation, and email confirmation, choose from the various accounts, the saving schemes that suit(s) your plans. They are Piggy Bank, Flex Naira, Safelock, Target and Flex Dollar Savings. 

How To Invest With PiggyVest

PiggyVest provides her users with numerous investment opportunities. The minimum amount you can invest in some portfolios can be as low as N5000. To invest, start by creating an account here.

If you need guidance and mentoring on how to save with PiggyVest, earn referral commissions

I can help you out for free... Yes it's for free.

Kindly drop a comment here or quickly contact me 

@[email protected]

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